How to conclude an insurance policy? 

To conclude an insurance policy, you should meet one of our insurance consultants who will carefully analyze your personal needs and will offer you the most appropriate insurance solution. Please, contact our offices that provide our services.

How can I be sure that my money goes to a safe place? 

LIC “Saglasie” EAD is a company licensed by the Financial Supervision Commission. The license is issued only to companies that meet all legal requirements. LIC “Saglasie” EAD has share capital amounting to EUR 7,000,000.

On the other hand, to ensure customers’ funds, a Guarantee Fund is founded. Its function is, in the event of the insolvency of an insurer, to cover a certain amount of its clients’ claims. Insurance contracts with bigger sum insured are additionally insured in Reinsurance Company.

Is there any premium protection, e.g. from inflation?

Clients are enabled to index their insurance policy by a percentage corresponding to the annual inflation rate. Indexation is not less than 5% for policies in BGN or 3% for policies in EUR. This is a way to retain the value of the insurance coverage.


What will happen if I cannot pay the premiums anymore?

Products our Company offers are flexible enough and if you meet a period of inability to pay your insurance you have several options to choose from:

  • Changing the way of payment
  • Changing the premium amount
  • Transforming the contract as paid up
  • Borrowing a loan under the insurance contract